Sound equity release advice

Here at Money Principles, we will help you unlock the value tied up in your home – we have already helped many retired couples across London, Surrey, Berkshire, Buckinghamshire enjoy a rich and relaxing retirement, and you could be next. Get in touch for an initial free meeting with one of our experts.
Equity release allows you to get benefit from the value of your home without having to wait until it is sold.

This comes in the form of a loan which is secured against the property, which can then be settled when you have passed away.

From our office, we offer lifetime mortgage options. This will allow you to enjoy the equity tied up in your home to ensure a comfortable retirement even if you have no directly accessible savings.

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Are you eligible?

The primary criteria for equity release eligibility are for you to be over the age of 55, and to own your own home.

This includes having a current mortgage against the property – you don’t need to be mortgage-free to start benefiting from this process.

We will undertake a detailed consultation with you, to give you the most financially sound option for equity release.

We will also give you professional advice on how to combat inheritance tax and monetary gifts, to maximise the amount you leave to your loved ones.

Are you eligible?

The primary criteria for equity release eligibility are for you to be over the age of 55, and to own your own home.

This includes having a current mortgage against the property – you don’t need to be mortgage-free to start benefiting from this process.

We will undertake a detailed consultation with you, to give you the most financially sound option for equity release.

We will also give you professional advice on how to combat inheritance tax and monetary gifts, to maximise the amount you leave to your loved ones.

Lifetime mortgages

This form of equity release is by far the most common, and can cause some confusion due to the name.

There are no monthly payments as seen with a traditional mortgage – instead, interest is accrued on the loan amount and paid off at the end of the arrangement.

You can unlock the cash to make home improvements, go on holiday, or help your family members get on the property ladder.

Our suitability checks will make sure the pros outweigh the cons and you can maintain your own standard of living.

Get in touch with us today.

Always check that equity release in any form will meet your needs if you want your family or others to inherit your home.

If you are in doubt, seek independent legal and financial advice.

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